Leave Something To Protect Your Family and Business

Life insurance is typically spoken about in the realm of protecting
your family household income, but not mentioned as much in business. We’d say it
is a critical component that businesses often overlook so we look to help bridge the
gap and shore up vulnerabilities. We know that well protected businesses thrive
under adversity, so we provide the strategies and tools that allow our clients to win
in all circumstances.

Life Insurance Solutions That Meet You Were You are at.

Key person insurance is simply life insurance on the key person in a business. In a small
business, this is usually the owner, the founders and perhaps a few highly coveted. They are
crucial to a business–the ones whose absence would tank the company. You should consider
implementing a key person life insurance policy on the people drive the success of your

How Does it work?
Essentially what happens is this. A company purchases a life insurance policy on its key
employee(s), pays the premiums and is the business in named as the beneficiary of the policy. If
an insured person unexpectedly passes away, the company receives a tax-free death benefit equal to the policy coverage. The purpose of key person insurance is to help the company survive the setback that occurs when losing the person who is responsible for keeping the business operational. Small businesses often cannot afford to lose the major revenue producer, the subject matter expert or the director of operations. Hence the importance of life insurance coverage.

The Benefit
The company can use the insurance policy proceeds to cover a loss in revenue or operations until it can find a replacement person. Policies can additionally pay off debts, distribute money to investors, pay severance to employees and close the business down in an orderly manner. In a tragic situation, key person insurance does give a company a viable alternative to filing for

A Payroll Solution For Your Business

Cost-Effective Payroll Services For All Businesses

Make payroll processing hassle-free with the help of Next Generation Payroll. Discuss your businesses needs with us and we will gladly work with you to develop a customized solution to help you to streamline your operations and improve administrative efficiency. Schedule a consultation today! Contact us to learn about the unique benefits we offer and what makes us different from the other payroll companies.

Our Core Solutions


We give you the ability to securely manage and process your payroll 24/7. Working on government-funded projects? We submit your payroll reports in the appropriate format so you can meet reporting requirements in a hurry.


Spend more time growing your business, let us file your taxes and remit payments automatically. We will promptly handle and file all federal, state, and local tax deposits. We file the following forms: 940, 941, W-2’s, W-3, 1099 + State & Local

business consulting

Human Resources

HR roles can be customized and assigned to anyone by access level, role, or location.

Time Management

Record all aspects of employees/contractor time, salary, bonus/commission structure and PTO.


customer success stories

  • review rating 5  These guys were very helpful. I just started my own business and I get paid 1099 as a contract workers. They calculated the estimated taxes I will owe the IRS this year and showed me how to pay them online free of charge. I didn't even sign up for payroll and the still helped me anyeah. Great company, thanks for the support.

    thumb Zachary Horace
  • review rating 5  Wonderful service, attention, and knowledge when you have payroll, HR, and other small to medium-sized businesses needs! Byron Jennings and his company, Next Generation Payroll, not only makes dealing with everyday business matters interesting and fun, but Byron's knowledge and personal attention that he gives his customers is nothing short of amazing! Thank you, Byron, for coming into our business world!! We're so happy to be your customer!

    thumb charlotte rowell
  • review rating 5  Superior service and unparalleled commitment to doing what's best for their customers!

    thumb TJ MCDOW
  • review rating 5  Bryon Jennings gives wonderful, personalized service! He has lots of ideas for helping my business grow and lots of contacts to help connect the dots. He's the only businessperson I know of who keeps the same crazy hours as I do. Next Generation Payroll is delivering the kind of service that I was promised by larger competitors who fell short of my expectations. I'm so happy to have Bryon and Next Generation on my team.

    thumb Brenda Laurent

Knowledge is Power

Get informed with insights and resources from NexGen Payroll.

Marketing Your Business During A Recession
Payroll 101: How to Pay Employees in a Small Business
How to Generate New Business Leads That Actually Matter
Self Insured Health Insurance: The Top 8 Benefits
How to Switch Payroll Providers
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