Self-Funded Health Insurance
Health insurance application form with stethoscope and calculator

Self-Funded Health Insurance

Introducing: A realistic approach to employee health benefits Now, you can gain control of your health care expenses while providing quality benefits to your employees. By combining the cost savings of self-funding with the stability of more traditional plans, our Self-Funded Insurance Program gives you the simplicity and cost savings you’re looking for without the hassle of administering the program yourself. National General benefit Solutions are a national leader in the self-funded health insurance space. Our teams of experienced professionals are ready…

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Offering Life Insurance: The Basics

Life insurance is one of the most common employer-provided benefits. This article covers the basics you should know, from types of coverage to promoting it to your employees. Types of Life Insurance Life insurance is divided into two categories: term and permanent. Term life insurance has a specified coverage period (term), but can usually be renewed or converted into a permanent policy at the end of a term. Premiums are generally affordable initially, but can increase substantially when renewed. Permanent life insurance…

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The Biden Administration and Health Care
Gavel, stethoscope and caduceus sign on books background. Mediicine laws and legal, medical jurisprudence. 3d illustration

The Biden Administration and Health Care

Between the COVID-19 pandemic and an ongoing political debate over the Affordable Care Act (ACA), health care was a core element of Joe Biden’s campaign for the U.S. presidency. It remains to be seen exactly how President-elect Joe Biden and Vice President-elect Kamala Harris will impact the health care industry. However, employers should begin to consider how this administration’s platform might affect health care and employee benefits. This article explores the Biden administration's proposed COVID-19 response, general health care platform, and top…

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The Benefit of Benefits

Remaining competitive in the hunt for the right job candidates who will propel your business to success is a struggle. Once you find the people you need, you have to convince them that your company is a better place to work than your competitors. A strategic, quality benefits package can help you attract and retain those top employees. Employees value a well-rounded selection of benefits, and health insurance, a 401(k) plan, disability insurance, life insurance and dental coverage are a few of…

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Midyear Benefits Changes

Employers that want to control rising health insurance costs often consider making design changes to their employee benefit plans. Typically, these plan design changes are effective at the beginning of the plan year, and communicated to employees during an open enrollment period that precedes the start of the plan year. However, depending on a number of factors, employers may also be able to make midyear changes to their plans. Can Employers Make Changes Midyear? Yes; however, there may be restrictions to those…

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